Helping you
make sense of your money, knowledge & words
Centsible Finance LLC is here if you need help eliminating debt, improving your credit, starting a budget, saving, achieving goals, or creating a better future for your family. We also offer editorial services for content creation and editing original work for publication.
Centsible Finance LLC is a personal finance consulting and editorial service company, founded by Melody Stampley, a Certified Educator in Personal Finance. Melody earned a bachelor’s degree in public relations from the University of Florida and a master’s degree in mass communication from Florida International University.
Melody recognized her passion for personal finance in 2020, the same year she paid off nearly $25,000 of debt, became a certified Ramsey Solutions Master Financial Coach, a certified Connect Financial Ministries Financial Coach, and launched Centsible Finance.
After entering a new season as a full-time stay-at-home mom in 2023, Melody became further motivated to empower others to be good stewards and equip them to teach following generations sound financial principles while they’re young.
We offer personal, one-on-one coaching, personal finance workshops for your employees, clients, or members, as well as writing & editing services for your business or authorship aspirations.
With personalized coaching, you can reach your financial goals and build confidence to:
Serve, educate, and enrich your employees, clients, or members with workshops for:
Our content can address several personal finance topics to meet your target audience.
We offer editing services for writers & authors preparing to publish original work.
Get your personal finances on track, book a workshop with us for your employees, clients, or members, request our writing services to educate others about finance, or submit your written work to us for professionally edited content.
Explore topics, such as credit cards, saving, getting out of (and avoiding) debt, contentment, retirement, shopping, and more.
Before we get back to our credit card payoff series, where I’ve shown you how to get out of credit card debt using the debt snowball strategy, I want to bring something else to your attention for a moment. I’m talking about student loans… On August 24, 2022, news came
Last time, we spent some time going over the right way to paying off a credit card balance. In a nutshell, the first step is to try to cut out using credit cards and switching to cash or debit cards. This way, you don’t add more to the balance. The
Like I mentioned in Making Cents last time, sometimes we end up spending up to 83% more using credit cards as opposed to using cash. Just as an example, that’s like spending $915 instead of $500. Literally, hundreds of dollars more. I know for sure I can’t afford to spend
